Loans

Collateral Max Term in Months Maximum Amount Annual Percentage Rate
New Vehicle 48 As Approved 2.99%
New Vehicle 60 As Approved 3.75%
New Vehicle 72 As Approved 4.00%
Used Vehicle (3 years or newer) 60 As Approved 4.00%
Used Vehicle (4 years or older) 48 As Approved 5.00%
Share Secured Loan 48 As Approved 5.00%
Signature Loan (after 6 months) 48 $4,000.00 9.99%
Loan Special 18 $3,000.00 5.99%
Better Choice 3 $500.00 18.00%

There is a refundable $10.00 application fee which will be deducted from the shares but at the time of loan disbursement, the fee will be replaced into the share account. If the loan is rejected, the $10.00 application fee is forfeited.


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